2020 offered more than enough opportunity to spend time reading. Unfortunately, my attention span was pretty short during the lockdown and I spent more time doom scrolling than I care to admit! I was lucky that I had a very high hit rate with books this year. My recommended reading list this year has some really wonderful books that I think you’ll enjoy.
Read MoreWhether you are reading this article in 2020, or sometime down the road, how you are using your credit card reward points probably has changed in the last couple of years. It is always a good idea to periodically take a look at what you've got going on in your wallet when it comes to credit card reward points.
Read MoreAs the end of the year approaches it’s a good reminder to take a second to reflect on all the things that have happened this year. It’s also a fantastic time to check some of those financial to-dos off of your list. Today we are going to give you a few items that should definitely make it onto your end of year financial checklist. These year-end topics will cover a number of financial planning issues and while there are certainly a lot of things that could be added to this list, I believe these are the top 10 that apply to everyone.
Read MoreI’ve made a lot of mistakes along the way and some were real gems. Fortunately, most of the mistakes were in my 20s and seemed bigger at the time but have proven to be pretty lost cost life lessons. Here are a few of the financial mistakes that I’ve made along the way.
Read MoreThere are a lot of financial advisors out there and all of those are just a little bit different. So now that you've made the decision that it's time to hire a financial advisor, how do you make sure you're choosing the right one for you?
Read More“I'm embarrassed to meet with a financial planner.” Does this sound familiar to you at all?
We've all been in a situation in life where we've avoided something because we were embarrassed or maybe had anxiety around that issue. It is no different when it comes to money. It's a complex topic.
Read MoreRoth IRAs come with income limits, and once you exceed them you can’t contribute to a Roth, at least not directly. But you CAN use backdoor Roth conversions.
Read MoreStocks experienced their second consecutive quarter of significant gains sustaining a historic recovery that few expected in March. This quarter saw the S&P 500 eclipse its previous all time high reached before the COVID market sell off. This is a remarkable feat, all things considering. The bear market experienced in March of this year was the fastest seen in history and we have just experienced the fastest recovery to all time highs.
Read MoreWe find for many divorcees the decision about what to do with the house tends to be made for more emotional reasons, without a lot of consideration for the financial ramifications. It's really important to try to put the emotions aside when you're trying to make this decision. My name is Brandy Branstetter and I'm the co-founder and wealth advisor at Beyond Wealth, where our goal is to empower you to live your best life. And today we're going to help you do just that. We’re going to be tackling an important topic, and that is what are your housing options available to you after you go through a divorce? So keep in mind that this is really just for general information, and if you would like some guidance on your unique situation, please don't hesitate to reach out. So let's go ahead and dive in.
Read MoreWhen you get a big raise or a significant promotion, you naturally want to celebrate. This may include treating you and your spouse to dinner out or a vacation you have been talking about for years. It might also mean you are going to increase your spending to coincide with your new income growth. Lifestyle creep is something that impacts people in different stages of life. It is particularly important to recognize and avoid before it affects your financial goals.
Read MoreWhether the COVID-19 pandemic is the catalyst for your own desire to buy your dream house, or if updating your current property to make it feasible to keep as your forever home was always part of the plan, there are 3 factors to consider before making any major changes.
Read MoreWhen it comes to financial planning and decision-making, a key question that you need to answer over and over again is, “how should I use my next dollar?”
Read More020 has been remarkable on many levels. As Mark Twain famously says, reality can provide a far broader range of outcomes than fiction. The second quarter saw stocks have their best quarter since 1998. This is on the heels of the fastest bear market in history seen during the first quarter.
Read MoreYou have to turn off auto-pilot and form an intentional savings plan that works for your lifestyle needs both now and in the future. How can you build a strong savings plan that works for you? Let’s take a closer look at a few things you can do today.
Read MoreWhen going through a divorce, you’re balancing a million different things at any given time. From working through new family and social dynamics to creating a gameplan for lifestyle shifts, you have a lot on your mind.
Read MoreAt Beyond Wealth, we believe in investing in a way that matches your goals. Rather than day trading and chasing returns, we think that if you start with a sound financial plan that prioritizes your goals and values, a solid investment strategy is sure to follow. Let’s talk about how you can start to organize your goals, and translate them into an investment plan that moves you toward the life you want.
Read MoreHave you ever created a spending plan, or set savings goals, only to find yourself falling off the bandwagon a month or two later? The problem that many people have with creating a financial plan, is that they assume it’s a set-it-and-forget-it, and we don’t blame them! It would be incredibly convenient to create a one-time plan, stick with it, and always trust that your financial life was neatly squared away.
Unfortunately, that’s rarely how financial planning works.
Read MoreBear markets are not a fun time to invest. It can create a lot of stress, anxiety, and pain that can distract you from reaching your long term financial goals. There are actions you can take to help you stay on track despite the negative headlines. Here is our list of positive things to do during a bear market.
Read MoreThe record books have been rewritten this quarter as countries around the world navigated the healthcare challenges and economic impacts of the COVID 19 crisis. The global economy moved towards a standstill as the virus spread across one region at a time. While the performance and speed of decline was shocking, there are reasons to be optimistic.
Read MoreThe past few weeks are a period we won’t ever forget in the financial markets and more importantly, in life. Economies around the world simultaneously slowed as the COVID 19 virus impacted every corner of the planet over the past three months. This is unprecedented and has led to the fasted bear market (when stocks decline 20%) for stocks in the US. Over the next weeks and months, we expect record books to be rewritten as economic data declines faster than we have seen previously.
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